Mon. - Fri.: 8:30AM - 4:00PM (CST)
Office Closed Daily from 12:00 PM - 1:00 PM (CST)
Office closed on all legal holidays.
Office may close without advance notice due to inclement weather.
Lonnie D. Eck, Trustee
PO Box 2038
Tulsa, OK 74101-2038
*DEBTOR PAYMENTS ONLY
Lonnie D. Eck
Chapter 13 Trustee
PO Box 613407
Memphis, TN 38101-3407
Chapter 13 Definition
Chapter 13 is a bankruptcy procedure where the debtor undergoes a reorganization of their finances under the approval and supervision of the courts. A plan to repay outstanding credit in 3 to 5 years must be outlined and submitted. Chapter 13 bankruptcy differs from Chapter 7 and Chapter 11 bankruptcies. Essentially, this bankruptcy allows a debtor with a current sufficient income to submit a plan for debt pay-back One advantage could be preventing the foreclosure of a home.